Direct Lending

The Development and Investment Bank (BID) supports sustainable economic development by financing strategic projects that contribute to local, regional, and national progress. The financing provided targets:

investitii strategice

Strategic investments - Long-term impact investments in infrastructure, public services, and economic development.

sustinerea investitiilor

Support for investments in public utilities aimed at improving and expanding networks for water, electricity, etc.

activitati cercetare

Research, development, and innovation activities to enhance economic competitiveness.

eficienta energetica

Projects focused on energy efficiency and the transition toward a sustainable model.

investitii sanatate educatie cultura

Investments in the healthcare, education, and cultural sectors.

Eligible Beneficiaries:
neconditionata
Administrative-Territorial Units (ATUs)

Municipalities, capital city districts, counties, towns, and communes.

irevocabila
Utility
companies

Owned by public bodies, providing essential services for communities.

platibil cerere
Other public interest and utility companies

Entities contributing to infrastructure development.

BID facilitates beneficiaries’ access to the resources needed to implement high-impact projects, thereby supporting economic growth and community well-being.

Through this financial solution, BID fulfills its mission to support sustainable development and facilitate investments in key sectors, in line with its business strategy:

Financing infrastructure projects at local, regional, and national levels

Supporting access to European funds and maximizing their multiplier effect

strategii finantare

Thus, BID actively contributes to the modernization of the economy, the creation of opportunities, and the strengthening of a sustainable and innovative economic environment.

The Development and Investment Bank (BID) offers flexible solutions
tailored to beneficiaries’ needs:
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Financing

Financing solutions for investments aimed at implementing infrastructure projects of local or regional strategic importance.

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Co-financing

Partnership with other financiers to support investment projects, ensuring adequate financial resources and reducing risks.

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Pre-financing

Bridge loan-type solutions intended for the initial financing of projects developed through the National Recovery and Resilience Plan (PNRR) or other European funds, ensuring continuity and efficient implementation.

Financing Purpose:

Investment projects (tangible and intangible assets) aimed at the sustainable development of communities, such as infrastructure, public utilities, education, healthcare, and renewable energy.

The loan may be granted either directly or in syndication with other lenders/commercial banks.


Financial Conditions

  • Loan amount:
    • Minimum: RON 5.000.000
    • Maximum: RON 150.000.000
  • Currency: RON
  • Loan duration: up to 15 years

Eligible Beneficiaries

  • Access to favorable financing – The Development and Investment Bank (BID) aims to facilitate access to financing for public beneficiaries, acting in a complementary manner to the commercial banking sector and in partnership with it.
  • Flexibility in financing structure – Tailored solutions for various types of projects, including infrastructure, energy efficiency, education, healthcare, and local development.
  • Synergy with European and national funds – Possibility of co-financing or pre-financing for projects supported through the PNRR, EU funds, the Just Transition Mechanism, and other strategic programs.

Financing Purpose:

Investment projects (tangible and intangible assets) aimed at the sustainable development of communities, such as infrastructure, public utilities, education, healthcare, and renewable energy.

The loan may be granted either directly or in syndication with other lenders/commercial banks.


Financial Conditions

  • Loan amount:
    • Minimum: RON 5.000.000
    • Maximum: RON 150.000.000
  • Currency: RON
  • Loan duration: up to 15 years

Eligible Beneficiaries

  • Access to favorable financing – The Development and Investment Bank (BID) aims to facilitate access to financing for public beneficiaries, acting in a complementary manner to the commercial banking sector and in partnership with it.
  • Flexibility in financing structure – Tailored solutions for various types of projects, including infrastructure, energy efficiency, education, healthcare, and local development.
  • Synergy with European and national funds – Possibility of co-financing or pre-financing for projects supported through the PNRR, EU funds, the Just Transition Mechanism, and other strategic programs.

For more information about Direct Lending and the eligibility conditions, please contact us.

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