Direct lending | Banca de Investiții și Dezvoltare

Eligibility criteria for Beneficiaries

Direct lending

Eligibility Criteria – Administrative-Territorial Units (UAT)

To access financing provided by the Investment and Development Bank (BID),
administrative-territorial units must meet the following criteria:

Financial stability

Maximum indebtedness level

Compliance with resilience requirements and adaptation to climate, environmental and social changes, and with the “Do no significant harm” principle

Eligibility Criteria – Non-UAT public entity beneficiaries

To access financing provided by the Investment and Development Bank (BID),
non-UAT beneficiaries must meet the following criteria:

Stable financial and legal situation

Insolvency or initiation or preventive concordat proceedings;
Has been involved in economic crimes;
Is subject to a restructuring process;
An enforcement procedure is open, including enforcement initiated by tax authorities, operational closure, dissolution, liquidation;
Is subject to an outstanding recovery order following a previous decision declaring aid illegal and incompatible with the internal market;
Has arrears older than 30 days in paying due obligations;
Is listed in the Credit Information Bureau (CIP) with major incidents in the last 12 months.

Compliance with principles
DNSH